Contractor insurance provides essential coverage to protect your business from potential risks such as property damage, accidents, and liability claims. It ensures your projects, employees, and assets are secure, allowing you to focus on building with confidence.
Many of our markets write both types of contractors. Not sure what kind of contractor you are? Call me for more information and I'll walk you though the process!
Don't let your tools sit at a jobsite uninsured. Thefts happen all the time, and are always a problem. Take the risk out of your business and get them insured. Plus, get an installation floater to protect the materials you've already purchased and are at the job site ready to be installed.
Contractor's Pollution policy is a must for HVAC contractors these days. Working with ammonia or other gasses represents a liability to your business. In the case of a loss, your General Liability policy likely will not respond. Protect yourself from a sudden unintentional release with a Pollution policy.
Building spec or custom homes? Get a Builder's Risk policy to cover the 1. materials on site 2. the home under construction and if you like 3. contract changes. This type of policy covers the building until the occupancy permit is issued. Don't leave your work unprotected as it is your risk until the owner has obtained legal occupancy!
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